Jewelry, Bicycles, Fine Art, Wine
We offer flexible, worldwide coverage options to meet your unique needs and cover many types of jewellery losses with no deductible.
Liberal appraisal requirements
We only require appraisals for individual jewellery pieces valued at $100,000 or more. Otherwise, we just need a detailed description and estimated value.
Agreed value feature
We’ll work with you upfront to determine the value of your jewellery. Then, for covered total losses, we’ll reimburse you 100 percent of the agreed value as a cash settlement.
Automatic coverage for new items
If you already have jewellery itemized on your policy, any newly acquired pieces will be covered for up to 90 days (25 percent of itemized coverage).
Paying market value
If the market value of an item before a loss exceeds the amount of coverage and you choose to replace the item, we'll pay up to 150 percent of the amount, itemized on your policy to account for increases in market value.
Blanket or scheduled items
Protect your entire jewellery collection with blanket coverage, itemize your individual pieces, or do both. It’s up to you.